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Where we help

Affordable Healthcare Across Georgia

We help households in every corner of the state by phone and video. Find your region's guide below.

  • Free, no obligation
  • Not an insurance agency
  • Honest about the limits
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Who needs care?

Answer 6 quick questions to see what Direct Primary Care plus health sharing could cost your household.

Statewide, by phone and video

Georgians move around: for freight and construction jobs, to the lake or the coast, and between Atlanta and family in small towns. That's one reason the alternatives suit many Georgians: a virtual primary care membership works the same in Dalton as in Valdosta, and health sharing doesn't use a provider network, so you can use the hospital that's closest to you, even in a neighboring state.

We don't have an office in Georgia, and we won't pretend to. We're a small team that works with families by phone and video. Each regional guide lists its cities, the main hospitals, what's different about that part of the state, and who the alternatives fit there.

Don't see your town? We help anywhere in Georgia. Tell us where you are or call (770) 874-4666.

Seven regions

Metro Atlanta

Atlanta, Sandy Springs, Marietta, Alpharetta, Roswell, Lawrenceville, Decatur and Cumming. Most of Georgia's Marketplace households live here, and two insurers are leaving.

Metro Atlanta guide →

North Georgia

Gainesville, Dalton, Rome, Cartersville, Dahlonega, Ellijay and Blue Ridge. Lake and mountain towns, carpet mills and poultry plants, and long drives to the doctor.

North Georgia guide →

Athens & Augusta

Athens, Augusta, Evans, Martinez, Grovetown and Thomson. Two university towns, a big medical center and Fort Gordon.

Athens & Augusta guide →

Middle Georgia

Macon, Warner Robins, Perry, Milledgeville and Dublin. The center of the state, where we often start by checking Georgia Pathways and the coverage gap.

Middle Georgia guide →

Columbus & West Georgia

Columbus, LaGrange, Newnan, Carrollton and Peachtree City. Manufacturing towns, Fort Benning, and hospitals on both sides of the Chattahoochee.

Columbus & West Georgia guide →

Savannah & Coastal Georgia

Savannah, Pooler, Richmond Hill, Hinesville, Statesboro, Brunswick and St. Simons Island. A busy port, a tourism economy, and hurricane season.

Savannah & Coastal Georgia guide →

South Georgia

Albany, Valdosta, Tifton, Thomasville, Waycross and Americus. Peanut, cotton and pecan country, with small towns and rural hospitals under strain.

South Georgia guide →

Want to see what this would cost your household?

Tell us who needs care and what you pay now. We'll walk you through the options, including when insurance is the better fit.

Free, no obligation. Georgia households only.

Health care sharing
Health care sharing ministries are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed. Review each organization's guidelines for details, limitations, and state-specific notices.

Georgia notice (O.C.G.A. § 33-1-20)
Georgia law requires a health care sharing ministry to give this notice on or with its applications and guideline materials: “Notice: The organization facilitating the sharing of medical expenses is not an insurance company, and neither its guidelines nor plan of operation is an insurance policy. Whether anyone chooses to assist you with your medical bills will be totally voluntary because no other participant will be compelled by law to contribute toward your medical bills. As such, participation in the organization or a subscription to any of its documents should never be considered to be insurance. Regardless of whether you receive any payment for medical expenses or whether this organization continues to operate, you are always personally responsible for the payment of your own medical bills.” Health care sharing is not Minimum Essential Coverage.

Direct primary care
Direct primary care is a membership with a primary care practice. Under Georgia's Direct Primary Care Act (2019), a direct primary care agreement is not insurance and is not subject to the state's insurance laws; the agreement must say in writing that it is not health insurance. A DPC membership does not pay for specialists, hospital care or emergencies, and it is not Minimum Essential Coverage.

Discount plans
THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. A discount plan provides discounts at participating providers and does not make payments to providers; the member pays the discounted fee. Discount plan organization: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. Discount plans are not ACA Qualified Health Plans.

How we're paid
We may receive compensation from some organizations we recommend. This does not change our evaluation of how they work. See our Referral Marketing Disclosure.

Not advice
This page is general information, not medical, legal, tax or financial advice. Prices are examples, not quotes; they depend on your household and can change. Affordable Healthcare Georgia is not an insurance agency and does not sell insurance. We help individuals and families explore alternatives to insurance, including direct primary care, health care sharing and discount plans.